Quartz Medicare Advantage (HMO) offers extra member benefits. Extra benefits are quick and easy ways to manage your health — leaving you more time to live your life. 

Learn about private health insurance in Wisconsin.

Over-the-Counter Benefit Program

The Over-the-Counter (OTC) Benefit Program includes an OTC card with a reloadable $25 allowance. You can use the $25 to buy covered OTC health-related items at any participating store or pharmacy in-store, online or with a mobile app. The $25 reloads to your account every three months. The OTC program is an extra benefit of Quartz. That’s $100 a year.

Quartz Well

Quartz Well is your digital wellness program. It’s personalized to your goals and easy-to-use. Quartz Well rewards you for reaching your health and fitness goals. The digital platform means there’s no paperwork to complete when you earn points. You can sync your activities with a fitness tracking device or mobile app.

Points can be redeemed for purchases up to $100 on Amazon too!

Evaluating the Use of New Technology

Worldwide Emergency Coverage

Quartz Medicare Advantage allows you to travel with peace of mind. Whether it’s an emergency outside of your plan’s service area or outside of the United States, you're covered. We're just a phone call away.

Virtual Visits GHS

Gundersen VirtualVisit lets you quickly connect with a doctor 24/7 from the comfort of your home or wherever you are. From treating a cold to a bladder infection, getting the urgent care you need is a click away with your smartphone, tablet or computer equipped with a web camera – all with $0 copay.


FreeStyle Glucose Meters

We are pleased to provide the quality blood glucose meters and test strips FREE to our members. Members can choose from the following meters and test strips:

  • FreeStyle Lite
  • FreeStyle Freedom Lite
  • FreeStyle InsuLinx
  • FreeStyle Precision Neo
  • Precision Xtra

Meal Delivery after a Hospital Stay

Your health care needs don’t stop the minute you come home from a hospital and/or skilled nursing stay. Get 20 nutritious and microwave-ready meals delivered to your home at no extra cost. Limited to four times per calendar year. Not available to Core D plan members.


Hearing Aids

Hearing aids can help you hear your best, stay more connected with loved ones and improve your quality of life. We’re proud to offer hearing aids priced to fit budgets budget ranging from $675 to $1,200 per aid, and cover: 

  • Pre-fitting hearing aid evaluation appointment
  • Cost of hearing aid
  • Device fitting
  • Up to two follow-up visits the first year

Dental Wellness

Your dental health can affect your overall health, as well as your budget. Quartz Medicare Advantage makes it easy to take care of both with local access to Delta Dental Medicare Advantage™ network providers.  

Dental Wellness Benefits include:

  • Two exams and cleanings per year
  • One set of bitewing X-rays per year

Dental Wellness

Preventive and Comprehensive Dental Coverage. You now have local access to dental care and services with a dentist that you choose. There is an optional $1,000 in additional dental coverage for an extra $48.10 per month.

  • Core D plan: $250 annual limit
  • Value, Value D plans: $350 annual limit
  • Elite, Elite D plans: $550 annual limit

For a list of participating providers, go to Delta Dental's provider search


Massage Therapy for Chronic Conditions

Members receive a 60-minute massage for certain chronic conditions, such as neck pain, lower back pain, fibromyalgia and Type 2 diabetes.

Number of visits and copays vary by plan –

  • Core D plans: 6 visits per year with $20 copay.
  • Value/D plans: 12 visits per year with $15 copay.
  • Elite/D plans: 12 visits per year with $0 copay.

Must have a doctor’s order and visit an in-network massage therapist.

Visitor Travel Benefit

You can have your Quartz Medicare Advantage coverage travel with you for up to six months of the year. You may receive all plan-covered services at in-network costs when you travel nationwide outside of Wisconsin, Illinois, Minnesota, or Iowa. Before you travel, contact Customer Service to activate this benefit.

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Members receive an annual limit to use for routine eyewear every year (for frames, eyeglass lenses, and eyewear upgrade at participating network providers).

  • Core D: $100
  • Value/D: $150  
  • Elite/D: $300

Want more details? Login to MyChart for more information to maximize your benefits. 

This information is not a complete description of benefits. Benefits, premiums, copayments, and coinsurance may change on January 1 of each year. Limitations, copayments, and restrictions may apply. Other pharmacies/physicians/providers are available in our network.

This webpage was updated on January 1, 2021.