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Pioneer One

Individual and Family Plan Options for Rock County

We have you covered, no matter what your needs.

Rock County residents can choose from two networks –

Doc Choice


Beloit One Network

With the Beloit One Network, you have direct access to:

  • Beloit Health System 
  • UW Hospital – Wisconsin's #1 Hospital*
  • Pediatric Specialists at American Family Children's Hospital – without referrals 

Find a Doctor in the Beloit One Network.

*According to 2020-2021 edition of the Best Hospitals guide by U.S. News & World Report.


Your Rewards

Being a Quartz member really has its rewards! Receive incentives through:

  • Quartz Well – a new personalized digital wellness program that is simple, flexible, and rewarding. It is designed to reward you for taking care of yourself, whatever your fitness level, wherever you’re at.
    • Subscribers age 18 and older can earn $100 for single plans.
    • Family plans offer $100 for the subscriber and $100 for the subscriber’s spouse (or domestic partner).
    • A digital platform that makes it easy to create and track health goals.
    • Automatic points for a range of preventive services, such as an annual exam and immunizations through a network provider.
  • Perks & SavingsSM – get discounts on a range of services and products just by showing your Quartz ID card.
Doc Choice


Quartz One Network

With the Quartz One network, you have direct access to:

  • 3,000 physicians and specialists in 300 clinical locations of both UW Health and Gundersen Health System®.
  • UW Health Hospitals & Clinics – rated #1 in Wisconsin*
  • Pediatric Specialists at American Family Children's Hospital – without referrals
  • Gundersen Lutheran Medical Center, as well as regional centers in Southwest Wisconsin 

Aggregate Deductible Plans


Your Plan Options

Quartz offers four levels of coverage to choose from. The level you choose determines, on average, how much Quartz will pay for certain covered medical costs:**

  • Gold: 80%
  • Silver: 70%
  • Bronze: 60%
  • Catastrophic: Variable

All Quartz plans provide a set of preventive care services without a copayment, coinsurance, or deductible when provided by in-network providers

Why Quartz?

Access to Care

  • Guaranteed access to UW Hospital – Wisconsin's #1 Hospital
  • Access to many of the clinics and hospitals throughout Beloit

Wellness Programs

  • Earn rewards in the digital Quartz Well personal wellness program
  • Earn incentives through health management programs

Easy Tools and Helpful Resources

  • MyChart – Secure online access to your health insurance and portions of your UW Health medical information

Service Excellence

  • Fast, friendly, and accurate local customer care NCQA Excellent Accreditation***
  • Community involvement and support


Plans in each category pay different amounts of the total covered costs of an average person’s care. This takes into account the plans’ monthly premiums, deductibles, copayments, coinsurance, and out-of-pocket maximums. The actual percentage you’ll pay in total or per service will depend on the services you use during the year.


Quartz Health Benefit Plans Corporation's (QHBPC) Commercial Insurance (HMO / POS) plans were rated 4.5 out of 5 in NCQA’s Private (Commercial) Health Insurance Plan Ratings 2018-2019. QHBPC is also Accredited for their Marketplace HMO plan, which is the highest level of accreditation that a Marketplace plan can achieve, and QHBPC has consistently maintained an Excellent Accreditation status for its Commercial HMO / POS plans from NCQA since 2002.

Health plans offered by Quartz Health Benefit Plans Corporation.