Location of Service Matters

Vaccine coverage can vary depending on your patient’s specific insurance plan. The most important factor is whether a patient is covered by a commercial insurance plan or a Medicare plan.

Quartz Commercial Vaccine Coverage

Generally, vaccines are available at no cost to members. Coverage is different depending on the location where the vaccine was given.

  • All vaccines are covered when given by an in-network provider at a clinic, etc.
  • Vaccines are not covered at the pharmacy, with one notable exception – the Influenza vaccine is covered both at a provider’s office and at a pharmacy.

Some vaccines have age restrictions. Please consult the Medication Prior Authorization Criteria for details before administration.

Medicare Coverage

Medicare Part B (administered in a clinic or retail pharmacy setting) covers –

  • Influenza virus vaccine
  • Pneumococcal pneumonia vaccine
  • Hepatitis B vaccine (for patients at high or intermediate risk)
  • Vaccines directly related to the treatment of an injury or direct exposure to a disease or condition (i.e. a tetanus immunization if patient has stepped on a rusty nail, rabies immunization if bitten by a dog, etc.)

Medicare Part D (administered in a retail pharmacy) covers –

  • All other vaccines not listed above.

Medicare Part D-covered vaccines should generally be administered at a pharmacy. Pharmacies are set up to easily bill Medicare Part D.

Most medical providers are not set up to bill Medicare Part D. If providers administer the vaccine in a clinic or other provider facility, the patient will typically be faced with a higher bill than if had they received the same vaccine at a pharmacy.

For more information, see the Medicare Part D Vaccines and Vaccine Administration Fact Sheet at cms.gov/Medicare/Prevention/

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