Your kids may now stay on your plan longer if your health plan covers children. Adult children may be on your health insurance plan until they turn 26. This is the case even if they are married, not living with you, going to school, not financially dependent on you or even if they are eligible to enroll in their employer’s plan. This could save your young adult children quite a bit of money depending on the cost and coverage of your plan.
The first step to getting affordable health coverage is to find out if you are eligible for the Children’s Health Insurance Program (CHIP) for your children under the age of 19. In Wisconsin, this program is called BadgerCare Plus. It provides families with limited incomes free or low-cost health coverage for their kids.
Adding your children to your health plan might be too expensive if you have limited income and you do not qualify for BadgerCare Plus. If that's the case, you may still buy health insurance for your kids with a child-only health plan.
You may be eligible for premium tax credits and other savings. These could help lower the overall cost of health insurance for your children. Many residents in Wisconsin qualify for federal Advanced Premium Tax Credits and Cost Share Reductions. Also, people living in Madison and Dane County may be eligible for the HealthConnect Program. Rock County residents may qualify for additional help from Share + CARE through the Monroe Clinic Hospital Foundation.
Quartz offers a wide variety of health insurance options for kids in WI. Browse our plans and prices and get a quote today.