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State Employees

Active state employees have a choice of either the It’s Your Choice (IYC) Health Plan or High Deductible Health Plan (HDHP). No matter which plan design option you choose, the same in-network services are covered. The main difference are the premiums and how much you pay when you visit a provider. Explore the tabs below for more information.

Retired state employees have a few options available to select from as well. Navigate to the retiree options tab to learn more.

It's Your Choice (IYC) Health Plan

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Retiree plan options

Whether you are thinking about retirement, newly retired or have been doing this a while, find details about your options in retirement as a former state employee.

Ready to retire?

Check out the retirement checklist to help you plan and apply for retirement.

In most cases, your coverage will automatically continue when you retire.  For questions about your coverage, contact an ETF Benefits Specialist at (877) 533-5020 or schedule an appointment.

If you ended your employment after 20 years of creditable service but before you’re eligible for full annuity, you can continue your coverage by completing a Continuation-Conversion Notice.

Want more information?

Making changes to your plan

Plan and benefit changes can be made during Open Enrollment each year. Review your options:

Make sure you and your Medicare-eligible dependents are enrolled in both the hospital (Part A) and medical (Part B) portions of Medicare as soon as you turn age 65 or have the opportunity to enroll in Medicare. You’ll be enrolled in the MedicareRx prescription drug plan (Part D) with Navitus automatically.

Contact ETF if you haven’t received the Medicare Eligibility Statement at least one month before your 65th birthday, or if you’ve been on Social Security disability for 24 months.

Get the details

You’ll have three plan design options to choose from with your employer: Health Plan Medicare, Medicare Advantage, and Medicare Plus. 

Next steps

Visit ETF’s website to enroll or make changes to your current selections.

Know your network

Our three regional networks all offer access to high-quality care, but other features, like covered areas or providers, may be different. Learn how to choose the right network for you and search provider directories.

Understand your benefits

Get to know your health and wellness extras from Quartz, with programs to support mental well-being and your whole health.

Understanding your plan

Explore the basics of your health insurance plan, like how it works, key terms, and benefits.

Digital tools

Quartz brings access to care closer with digital tools, such as MyChart and virtual visits.

Contact us

Quartz is here to help. That’s why we make it easy to reach us.

Call Quartz Customer Success (844) 644-3455 or message us on Quartz MyChart.