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Man studying his explanation of benefits (EOB)

Health Term Spotlight: “EOB”


What is an EOB?

An Explanation of Benefits is a document that provides details about a recent claim and shows what portions of the claim your health insurance may cover.

An EOB is NOT a bill. While it might look similar to a bill, it’s not. When looking at an EOB, you’ll be able to see how much Quartz covered for the service as well as any payments you may be responsible for, such as your copay, coinsurance or deductible. An EOB should help you better understand how your benefits work and gives you a chance to see the details of how your claims are handled financially.

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