Individual & Family Plans
2025 Open enrollment begins Nov. 1st - compare plans and benefits!
We can help you find a plan that fits you.
By enrolling in a Quartz Marketplace plan you can determine if you and your family qualify for cost savings:
- Advanced Premium Tax Credits (APTCs) lower your monthly premium amount
- Cost Share Reduction (CSR) lowers the amount of your out-of-pocket costs such as deductibles, coinsurance, and copays
If you don’t qualify for cost savings, we have plans you can enroll in directly with Quartz.
Find plans available in your area
Select your state and county below to find available plans in your area.
Special Enrollment: If you’ve had a qualifying event — like getting married, having a baby, or losing health coverage — that can make you eligible for a Special Enrollment period, allowing you to enroll in health insurance outside the yearly Open Enrollment period.
Get it all. The plan, the network, and the benefits.
2025 benefit highlights*
- With Quartz’s Virtual First benefit, members will have a $0 copay for telehealth and virtual appointments for primary care, behavioral health, and urgent care (included on all plans except HSA and Standard Plans)
- Members with chronic conditions can receive self-monitoring tools at no additional cost to help manage their health, with dedicated clinicians offering support. This program includes a blood pressure monitor or scale, along with clinical supervision and regular reminders to stay on track
New ways to save:
- Our new 6-tier formulary design for non-Standard Plans features $0 cost for preventive medications (tier 1) – Quartz Formulary Information
- The Gold Maintenance Plan includes access to personal Durable Medical Equipment (DME)* like CPAP, hearing aids, and nebulizers with no out-of-pocket costs. Prior authorization may apply
- Quartz offers a Health Savings Account (HSA) eligible High Deductible Health Plan (HDHP) Bronze Plan. You can use an HSA pre-tax savings account to help cover out-of-pocket health expenses such as copays, dental exams, or even health care materials like eyewear or hearing aids
Dental and vision highlights:
- Many Gold, Silver, and Bronze plans are also available, with options to add dental and adult vision benefits
- Vision benefits include material coverage with a $100/year annual benefit for eyewear such as glasses or contacts
*Benefits vary based on plan and location – review plan benefit details for exact benefits included
Quartz plans fit your budget and give you the extras you want– like nationally recognized providers, supportive local customer service, plus dental and vision. Quartz is partnered with the health systems of UW Health, UnityPoint Health, Gundersen Health System, and Advocate Aurora Health for more access to conveniently located care that puts you first.
Discover the value of a Quartz plan
Well-living programs
We all have aspects of our health we’d like to improve, and Quartz is your resource to help. From physical health and mental resiliency to social well-being, we’ll connect you to the right program to support you in living well. Quartz offers programs for managing behavioral health, diabetes, obesity, pregnancy and postpartum, hypertension, and more. Learn more about our wellness programs.
$0 virtual care
Get the care you need, when you need it. Virtual First offers a $0 copay for telehealth or virtual primary care, behavioral health, and urgent care (available with non-HSA plans).*
*$0 Cost share applies only to telehealth or virtual visits for primary care, urgent care, and behavioral health. View the Summary of Benefits and Coverage to see when cost sharing for other telehealth or virtual visits may apply. Virtual First is not available on all plans.
Preventive care and essential health benefits
Support at every step
- Walk you through your plan so you fully understand your coverage
- Help you find a doctor and lead you to helpful tools and resources
- Answer your questions on claims, billing, and benefits
- Arrange for referrals and assist with scheduling when needed
- Connect you with health management and wellness programs
- Enroll you in Quartz MyChart and touch base with key reminders and updates
- Advocate and communicate on your behalf when necessary
- Provide support and resources after a diagnosis
- Assist with transition of care and coordination
Premium savings thanks to the American Rescue Plan Act
The Inflation Reduction Act extends the enhanced tax credits that were originally created through the American Rescue Plan Act (ARPA) to lower health insurance costs for individual consumers by:
- Increasing tax credits for individuals and families who purchase their own health insurance through the Marketplace
- Expanding tax credit eligibility for households who previously may not have been eligible
You can use the tax credits to reduce how much you pay toward your monthly premiums.
Contact us
We’re here to help you find the right plan option that works for you and your family. Please contact Quartz at (866) 770-1102, or if you have worked with an agent in the past, reach out to them with any questions on your 2025 Quartz plan options.