Individual & Family Plans
We can help you find a plan that fits you.
By enrolling in a Quartz Marketplace plan you can determine if you and your family qualify for cost savings:
- Advanced Premium Tax Credits (APTCs) lower your monthly premium amount
- Cost Share Reduction (CSR) lowers the amount of your out-of-pocket costs such as deductibles, coinsurance, and copays
If you don’t qualify for cost savings, we have plans you can enroll in directly with Quartz.
Find plans available in your area
Select your state and county below to find available plans in your area.
Not finding your county? Some Quartz Individual & family plan service areas are changing in 2026. Learn more about the changes.
2025 Special Enrollment: If you’ve had a qualifying event — like getting married, having a baby, or losing health coverage — that can make you eligible for a Special Enrollment period, allowing you to enroll in health insurance outside the yearly Open Enrollment period.
Open Enrollment for 2026 begins soon, learn more about how, and when to enroll with Quartz.
Get it all. The plan, the network, and the benefits.
2026 Benefit & coverage highlights
Easy access to care
- With Quartz’s $0 “Virtual First” benefit (where available), non-HSA members non-HSA members will have a $0 copay for telehealth and virtual appointments for primary care, behavioral health, and urgent care, which includes consultation, diagnosis, follow-up care, and prescription services
- Members with chronic conditions can receive self-monitoring tools at no additional cost to help manage their health with dedicated clinicians offering support. This program includes a blood pressure monitor or scale, along with clinical supervision and regular reminders to stay on track
Ways to save
- $0 cost preventive maintenance medications with an easy formulary design and convenient online formulary tool
- Access to personal Durable Medical Equipment (DME) like CPAP, supplies, hearing aids, and nebulizers with no out-of-pocket costs when on the Quartz Gold Maintenance plan. DME is also available on other plans with fixed coinsurance options. (Prior authorization may apply. Diabetic test strips, glucometers, and insulin syringes are covered under the pharmacy benefits and may apply to applicable copay, deductible, and coinsurance.)
- Health Savings Accounts (HSA) may be paired with certain 2026 Bronze and Catastrophic plans. Members can add an HSA to all on exchange or most off exchange Bronze plan even if the plan has a $0 deductible or copays for services with the new federal tax guidance
Dental and vision
- Many dental and vision options are offered across select Gold, Silver, and Bronze plans
- Vision benefits include material coverage with a $100/year annual benefit for eyewear such as glasses or contacts
*Benefits vary based on plan and location – review plan benefit details for exact benefits included
Quartz plans fit your budget and give you the extras you want– like nationally recognized providers, supportive local customer service, plus dental and vision. Quartz is partnered with the health systems of UW Health, UnityPoint Health, Gundersen Health System, and Advocate Aurora Health for more access to conveniently located care that puts you first.
Discover the value of a Quartz plan
In addition to quality coverage and plans, Quartz also provides an array of benefits, services, programs, and tools for additional member support.
Local, expert customer service
With a Quartz plan, members have access to local and expert service from Quartz Customer Success. Connect with our customer success team any time you have a question or concern. Our experts can also help you:
- Understand your coverage
- Find a convenient doctor or facility
- Enroll in health management programs
- Get answers to questions on claims, billing, and benefits
- And more!
Easy and convenient access to $0 virtual care
Get the care you need, when you need it. Virtual First offers a $0 copay for telehealth or virtual primary care, behavioral health, and urgent care (available with non-HSA plans).*
*$0 cost share applies only to telehealth or virtual visits for primary care, urgent care, and behavioral health. View the Summary of Benefits and Coverage to see when cost sharing for other telehealth or virtual visits may apply. Virtual First is not available on all plans.
Whole health well-living programs
Quartz Well, our selection of health and wellness programs, provides members access to tools, resources, and programs designed to support your physical, mental, and social well-being.
Rewards for healthy living
Quartz Well Rewards, our digital and personalized health and wellness reward program, allows members to earn points in exchange for rewards for healthy habits and behaviors.
Contact us
We’re here to help you find the right plan option that works for you and your family. Please contact Quartz at (866) 770-1102, or if you have worked with an agent in the past, reach out to them with any questions on your 2025 Quartz plan options.