Home > 2025 Individual & Family Open Enrollment
Enroll for 2025 Coverage
Discover Individual & Family health plans that fit your needs and your budget.
2025 Open Enrollment is now available – compare plans and get a quote!
Current members: contact Customer Success at (800) 362-3310.
New to Quartz: contact a Quartz expert at (800) 926-8227.
Open Enrollment
The Open Enrollment is the time period each year when individuals can review their plan options and make any needed changes for the following year. Outside of Open Enrollment, individuals may enroll in or change coverage only if they have a qualifying event that creates a Special Enrollment Period.
Key Open Enrollment dates
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- Nov. 1, 2024 – Open Enrollment begins – choose your 2025 plan
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- Dec. 15, 2024 – Deadline to apply for coverage in Illinios and Wisconsin which begins Jan. 1, 2025
- Dec. 18, 2024 – Deadline to apply for coverage in Minnesota which begins Jan. 1, 2025
- Dec. 15, 2024 – Deadline to apply for coverage in Illinios and Wisconsin which begins Jan. 1, 2025
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- Dec. 31, 2024 – Last day of coverage for your 2024 plan
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- Jan. 1, 2025 – 2025 coverage begins; first 2025 monthly payment is due
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- Jan. 15, 2025 – Last day of Open Enrollment
Note: In Wisconsin and Illinois, if you enroll Dec. 16, 2024 – Jan. 15, 2025, your coverage will begin Feb. 1, 2025. In Minnesota, if you enroll Dec. 18, 2024 – Jan. 15, 2025, your coverage will begin Feb. 1, 2025.
2025 benefit highlights*
- With Quartz’s Virtual First benefit, members will have a $0 copay for telehealth and virtual appointments for primary care, behavioral health, and urgent care (included on all plans except HSA and Standard Plans)
- Members with chronic conditions can receive self-monitoring tools at no additional cost to help manage their health, with dedicated clinicians offering support. This program includes a blood pressure monitor or scale, along with clinical supervision and regular reminders to stay on track
New ways to save:
- Our new 6-tier formulary design for non-Standard Plans features $0 cost for preventive medications (tier 1) – Quartz Formulary Information
- The Gold Maintenance Plan includes access to personal Durable Medical Equipment (DME)* like CPAP, hearing aids, and nebulizers with no out-of-pocket costs. Prior authorization may apply
- Quartz offers a Health Savings Account (HSA) eligible High Deductible Health Plan (HDHP) Bronze Plan. You can use an HSA pre-tax savings account to help cover out-of-pocket health expenses such as copays, dental exams, or even health care materials like eyewear or hearing aids
Dental and vision highlights:
- Many Gold, Silver, and Bronze plans are also available, with options to add dental and adult vision benefits
- Vision benefits include material coverage with a $100/year annual benefit for eyewear such as glasses or contacts
*Benefits vary based on plan and location – review plan benefit details for exact benefits included
2025 Plan comparison
See more details about the plans available in your area for 2025. Download the full 2025 plan options chart.
Explore, enroll or renew a health plan; you’ve got options
Does your current plan meet your needs? Simply update any information that may have changed. You’ll be automatically renewed based on the information in your renewal packet. If you have changes or want to explore other plans, follow the options below.
Option 1: Quartz Marketplace plan
By enrolling in a Quartz Marketplace plan, you may be eligible for additional cost savings.
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- You may qualify for enhanced tax credits, which help lower your premium. Be sure to log into your Marketplace account to update your income to receive the most accurate amount of tax credit savings.
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- Cost-share reduction plans lower your out-of-pocket costs, such as deductibles and copays, when you seek covered services.
Currently covered directly by Quartz?
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- If you’re interested in a new plan for 2025, you can explore your Quartz coverage options on the Marketplace.
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- You may now be eligible for tax credits to lower your monthly premium.
Visit the Marketplace links below
Option 2: Quartz direct plan
For individuals and families who don’t quality for tax credits through the Marketplace, Quartz has plans that you can purchase directly.
You can only qualify for cost-saving subsidies if you apply for a Marketplace plan. Quartz direct plans are not eligible for tax credits through the Marketplace.
Click below to enroll or change your Quartz direct plan
Contact us
We’re here to help you find the right plan option that works for you and your family. Please contact Quartz at (866) 781-6852, or if you have worked with an agent in the past, reach out to them with any questions on your 2025 Quartz plan options.