2026 Individual & Family Plans
Minnesota Individual & Family Plan - Quartz Select Network
The providers you trust and the programs you need, all in your community
Quartz Select Network health plans – Minnesota gives you more access to the care you need and a trusted network of providers close by. Explore our local plan options, compare benefits and costs, and find out what makes Quartz different. The network also expands into Wisconsin, Illinois, and Iowa.
The Quartz Select Network provides you with direct access to top-quality providers, clinics, and hospitals including:
- Gundersen Health System
- Olmsted Medical Center
- Winona Health Services
- Gundersen Saint Elizabeth’s Hospital and Clinics
It is best to verify before an appointment that both your provider and facility are in-network. Check Quartz Select Network in-network providers.
Ready to take next step? Use our Comparison tool to see all available plans or, access the Minnesota Marketplace.
2026 Benefit & coverage highlights
Easy access to care
- With Quartz’s $0 “Virtual First” benefit (where available), non-HSA members non-HSA members will have a $0 copay for telehealth and virtual appointments for primary care, behavioral health, and urgent care, which includes consultation, diagnosis, follow-up care, and prescription services
- Members with chronic conditions can receive self-monitoring tools at no additional cost to help manage their health with dedicated clinicians offering support. This program includes a blood pressure monitor or scale, along with clinical supervision and regular reminders to stay on track
Ways to save
- $0 cost preventive maintenance medications with an easy formulary design and convenient online formulary tool
- Access to personal Durable Medical Equipment (DME) like CPAP, supplies, hearing aids, and nebulizers with no out-of-pocket costs when on the Quartz Gold Maintenance plan. DME is also available on other plans with fixed coinsurance options. (Prior authorization may apply. Diabetic test strips, glucometers, and insulin syringes are covered under the pharmacy benefits and may apply to applicable copay, deductible, and coinsurance.)
- Health Savings Accounts (HSA) may be paired with certain 2026 Bronze and Catastrophic plans. Members can add an HSA to all on exchange or most off exchange Bronze plan even if the plan has a $0 deductible or copays for services with the new federal tax guidance
Dental and vision
- Many dental and vision options are offered across select Gold, Silver, and Bronze plans
- Vision benefits include material coverage with a $100/year annual benefit for eyewear such as glasses or contacts
*Benefits vary based on plan and location – review plan benefit details for exact benefits included
2026 Plan comparison
To learn more about the plans available in your area for 2026, download the Minnesota 2026 plan options chart or use our quote and comparison tool to customize your plan comparison options.
2025 Special Enrollment: If you’ve had a qualifying event, such as getting married, having a baby, or losing health coverage, this makes you eligible for a Special Enrollment period. This allows you to enroll in health insurance outside the yearly Open Enrollment period.
Proposed rate changes: To view the proposed rate changes for Quartz plans, visit ratereview.healthcare.gov. Search ACA-compliant products,” fill in the required fields, and enter “Quartz” as the company to see information about Quartz plans.
Contact us
We’re here to help you find the right plan option that works for you and your family. Please contact Quartz at (866) 770-1102, or if you have worked with an agent in the past, reach out to them with any questions on your 2025 Quartz plan options.