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Explore Gundersen Quartz Medicare Advantage plans

Experience neighborly service and coverage with our 2026 Gundersen Quartz Medicare Advantage (HMO) plan options.

Enjoy quality coverage from two trusted names in Medicare

Quartz Medicare Advantage, in partnership with Emplify Health with Gundersen, offers you six plans with various benefits, prescription drug coverage, and valuable extras – all for as low as $0 per month.

All our 2026 plans include:
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$0 copay for preventive services

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$0 copay for an initial routine eye exam

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Nourishing meal program

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Care Management team

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Travel benefits outside our service area and the U.S. and its territories

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Diabetes prevention and support

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Mental well-being programs

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Quartz Champion for local, personalized support

About our 2026 Gundersen Quartz Medicare Advantage plans

With our 2026 Gundersen Quartz Medicare Advantage plans, you have access to all the doctors, specialists, and hospitals in the nationally recognized Emplify Health with Gundersen system, as well as doctors throughout the Quartz Medicare Advantage Network. 2026 Gundersen Quartz Medicare Advantage plans feature:

  • Direct access to Emplify Health by Gundersen
  • Access to the programs and services to support overall health and well-being
  • Travel benefits outside our service area and the U.S. and its territories

Explore more details of our six plan options below.

2026 Gundersen Quartz Medicare Advantage Value plan (No Rx)

Because choosing the right Medicare plan for you is an important decision, we’ve made it easy for you to view highlights of our 2026 Gundersen Quartz Medicare Advantage Value plan (No Rx) below. If you’d like to compare plan highlights in your region, you can view or download your 2026 Gundersen Quartz Medicare Advantage plan options.

For full plan details, here are some helpful documents
Gundersen Medicare Advantage (HMO) Value $0 monthly premium
2026 Gundersen Quartz Medicare Advantage (HMO) - Value plan (No RX)

Monthly premium

$0

Preventive services copay

$0

Primary care visit copay

$15

Specialist office visit copay

$50

Urgent care visits*

$60

Emergency care visits* (copay waived if admitted within three days)

$150

Lab services per day (not per lab)

$10

Maximum out-of-pocket (does not include Part D Rx)

$4,200

Inpatient hospital coverage copay per day

Days 1 - 7: $225
Days 8 - 90: $0

Outpatient surgery at Ambulatory Surgical Centers (ASCs) or hospitals

$200

Skilled nursing facility copay per day

Days 1 - 20: $0
Days 21 - 100: $215

Vision: annual initial routine eye exam copay

$0

Vision: annual limit for contacts, frames, lenses, and upgrades

$225

Hearing: annual routine hearing exam copay

$35

Hearing: plan payment every two years for hearing aids

$1,500

Dental: annual limit**

$1,000

Dental: Basic and major procedures (e.g., cleanings, fillings, crowns, and oral surgery)

Covered 100%
(until annual limit)

Dental: prosthodontics (e.g., removable and fixed
prosthodontics, including bridges and implant coverage)

50% coinsurance
(until annual limit)

Dental: optional rider for an extra $1,000 coverage

$48 per month

*$20,000 annual limit for urgent care, emergency, and transportation services received outside the United States and its territories.
**Receive in-network pricing with providers in the Delta Dental Medicare Advantage Network. Open network access is available with balance billing.

2026 Gundersen Quartz Medicare Advantage Elite plan (No Rx)

Because choosing the right Medicare plan for you is an important decision, we’ve made it easy for you to view highlights of our 2026 Gundersen Quartz Medicare Advantage Elite plan (No Rx) below. If you’d like to compare plan highlights in your region, you can view or download your 2026 Gundersen Quartz Medicare Advantage plan options.

For full plan details, here are some helpful documents
Gundersen Quartz Medicare Advantage (HMO) Elite $130 Monthly Premium
2026 Gundersen Quartz Medicare Advantage (HMO) - Elite plan (No RX)

Monthly premium

$130

Preventive services copay

$0

Primary care visit copay

$10

Specialist office visit copay

$45

Urgent care visits*

$50

Emergency care visits* (copay waived if admitted within three days)

$150

Lab services per day (not per lab)

$10

Maximum out-of-pocket (does not include Part D Rx)

$3,500

Inpatient hospital coverage copay per stay
Annual maximum for inpatient hospital coverage is $900

 

$300

Outpatient surgery at Ambulatory Surgical Centers (ASCs) or hospitals

$150

Skilled nursing facility copay per day

Days 1 - 20: $0
Days 21 - 100: $200

Vision: Annual initial routine eye exam copay

$0

Vision: Annual limit for contacts, frames, lenses, and upgrades

$300

Hearing: Annual routine hearing exam copay

$25

Hearing: Plan payment every two years for hearing aids

$1,500

Dental: Annual limit**

$1,000

Dental: Basic and major procedures (e.g., cleanings, fillings, crowns, and oral surgery)

Covered 100%
(until annual limit)

Dental: Prosthodontics (e.g., removable and fixed
prosthodontics, including bridges and implant coverage)

50% coinsurance
(until annual limit)

Dental: Optional rider for an extra $1,000 coverage

$48 per month

*$20,000 annual limit for urgent care, emergency, and transportation services received outside the United States and its territories.
**Receive in-network pricing with providers in the Delta Dental Medicare Advantage Network. Open network access is available with balance billing.

2026 Gundersen Quartz Medicare Advantage Basic D plan (Includes Rx)

Because choosing the right Medicare plan for you is an important decision, we’ve made it easy for you to view highlights of our 2026 Gundersen Quartz Medicare Advantage Basic D plan (Includes Rx) below. If you’d like to compare plan highlights in your region, you can view or download your 2026 Gundersen Quartz Medicare Advantage plan options.

For full plan details, here are some helpful documents
Gundersen MN Medicare Advantage (HMO) Basic D $0 monthly premium
2026 Gundersen Quartz Medicare Advantage (HMO) - Basic D plan

Monthly premium

$0

Preventive services copay

$0

Primary care visit copay

$30

Specialist office visit copay

$75

Urgent care visits*

$50

Emergency care visits* (copay waived if admitted within three days)

$130

Lab services per day (not per lab)

$50

Maximum out-of-pocket (does not include Part D Rx)

$6,700

Inpatient hospital coverage copay per day

Days 1 - 7: $300
Days 8 - 90: $0

Outpatient surgery at Ambulatory Surgical Centers (ASCs) or hospitals

$375

Skilled nursing facility copay per day

Days 1 - 20: $0
Days 21 - 100: $215

Vision: Annual initial routine eye exam copay

$0

Vision: Annual limit for contacts, frames, lenses, and upgrades

$75

Hearing: Annual routine hearing exam copay

$40

Hearing aids

No coverage

Dental: Annual limit**

No coverage

Dental: Oral exam and prophylaxis (cleaning) once per calendar year

Covered 100%

Dental: Prosthodontics (e.g., removable and fixed
prosthodontics, including bridges and implant coverage)

No coverage

Dental: Optional rider for an extra $1,000 coverage

$59 per month

*$20,000 annual limit for urgent care, emergency, and transportation services received outside the United States and its territories.
**Receive in-network pricing with providers in the Delta Dental Medicare Advantage Network. Open network access is available with balance billing.

Basic D 2026 prescription drug coverage

Quartz Medicare Advantage has a list of all covered drugs that you can search online or download. The drug list organizes medications into six tiers of costs. 

What you pay for prescription drugs in 2026
Your plan has a deductible of $270 for drugs only in Tiers 3, 4, and 5. Deductible does not apply to medications in Tiers 1, 2, or 6. Once you reach the deductible, they are subject to a copay or coinsurance. After reaching the annual TrOOP (True Out-of-Pocket) limit of $2,100, your plan will cover all of your Part D drug costs for the rest of the year. See the image below to learn about the coverage stages.

An infographic illustrating how Deductibles work across drug tiers
Deductible applies?
Your share
30-day
61 to 100-day
31 to 60-day

Tier 1 (Preferred Generic)

× No

Copay

$2

$4

$5

 Tier 2 (Generic)

× No

Copay

$10

$20

$25

 Tier 3* (Preferred brand)

Yes

Coinsurance

20%

20%

20%

 Tier 4 (Non-preferred drugs)

Yes

Coinsurance

40%

40%

40%

 Tier 5** (Specialty)

Yes

Coinsurance

30% retail only

Not available**

Not available**

Tier 6*** (Select Care drugs)

× No

Copay

$0

$0

$0

You can fill your prescriptions at any in-network retail or mail-order pharmacy.

*Tier 3 includes many common brand-name drugs, some higher-cost generic drugs, and insulin.
**Tier 5 (Specialty) 30-day supply available in retail locations only. Not available through mail-order pharmacy benefit.
***Tier 6 includes many low-cost medications that treat diabetes, high blood pressure, high cholesterol, osteoporosis, and other conditions.
This plan is available in these Wisconsin counties: Columbia, Dane, and Green.

2026 Gundersen Quartz Medicare Advantage Core D plan (Includes Rx)

Because choosing the right Medicare plan for you is an important decision, we’ve made it easy for you to view highlights of our 2026 Gundersen Quartz Medicare Advantage Core D plan (Includes Rx) below. If you’d like to compare plan highlights in your region, you can view or download your 2026 Gundersen Quartz Medicare Advantage plan options.

For full plan details, here are some helpful documents
Gundersen Quartz Medicare Advantage (HMO) Core D $29 monthly premium
2026 Gundersen Quartz Medicare Advantage (HMO) - Core D plan (Includes RX)

Monthly premium

$29

Preventive services copay

$0

Primary care visit copay

$25

Specialist office visit copay

$60

Urgent care visits*

$50

Emergency care visits* (copay waived if admitted within three days)

$130

Lab services per day (not per lab)

$20

Maximum out-of-pocket (does not include Part D Rx)

$5,900

Inpatient hospital coverage copay per day

Days 1 - 7: $270
Days 8 - 90: $0

Outpatient surgery at Ambulatory Surgical Centers (ASCs) or hospitals

$350

Skilled nursing facility copay per day

Days 1 - 20: $0
Days 21 - 100: $215

Vision: Annual initial routine eye exam copay

$0

Vision: Annual limit for contacts, frames, lenses, and upgrades

$150

Hearing: Annual routine hearing exam copay

$40

Hearing: Plan payment every two years for hearing aids

$1,000

Dental: Annual limit**

$400

Dental: Basic and major procedures (e.g., cleanings, fillings, crowns, and oral surgery)

Covered 100%
(until annual limit)

Dental: Prosthodontics (e.g., removable and fixed
prosthodontics, including bridges and implant coverage)

50% coinsurance
(until annual limit)

Dental: Optional rider for an extra $1,000 coverage

$59 per month

*$20,000 annual limit for urgent care, emergency, and transportation services received outside the United States and its territories.
**Receive in-network pricing with providers in the Delta Dental Medicare Advantage Network. Open network access is available with balance billing.

Core D 2026 prescription drug coverage

Quartz Medicare Advantage has a list of all covered drugs that you can search online or download. The drug list organizes medications into six tiers of costs. 

What you pay for prescription drugs in 2026
Your plan has a deductible of $270 for drugs only in Tiers 3, 4, and 5. Deductible does not apply to medications in Tiers 1, 2, or 6. Once you reach the deductible, they are subject to a copay or coinsurance. After reaching the annual TrOOP (True Out-of-Pocket) limit of $2,100, your plan will cover all of your Part D drug costs for the rest of the year. See the image below to learn about the coverage stages.

An infographic illustrating how Deductibles work across drug tiers
Deductible applies?
Your share
30-day
61 to 100-day
31 to 60-day

Tier 1 (Preferred Generic)

× No

Copay

$2

$4

$5

 Tier 2 (Generic)

× No

Copay

$10

$20

$25

 Tier 3* (Preferred brand)

Yes

Coinsurance

20%

20%

20%

 Tier 4 (Non-preferred drugs)

Yes

Coinsurance

40%

40%

40%

 Tier 5** (Specialty)

Yes

Coinsurance

30% retail only

Not available**

Not available**

Tier 6*** (Select Care drugs)

× No

Copay

$0

$0

$0

You can fill your prescriptions at any in-network retail or mail-order pharmacy.

*Tier 3 includes many common brand-name drugs, some higher-cost generic drugs, and insulin.
**Tier 5 (Specialty) 30-day supply available in retail locations only. Not available through mail-order pharmacy benefit.
***Tier 6 includes many low-cost medications that treat diabetes, high blood pressure, high cholesterol, osteoporosis, and other conditions.
This plan is available in these Wisconsin counties: Columbia, Dane, and Green.

2026 Gundersen Quartz Medicare Advantage Value D plan (Includes Rx)

Because choosing the right Medicare plan for you is an important decision, we’ve made it easy for you to view highlights of our 2026 Gundersen Quartz Medicare Advantage Value D plan (Includes Rx) below. If you’d like to compare plan highlights in your region, you can view or download your 2026 Gundersen Quartz Medicare Advantage plan options.

For full plan details, here are some helpful documents
Gundersen Quartz Medicare Advantage (HMO) Value D $90 Monthly Premium
2026 Gundersen Quartz Medicare Advantage (HMO) - Value D plan (Includes RX)

Monthly premium

$90

Preventive services copay

$0

Primary care visit copay

$15

Specialist office visit copay

$50

Urgent care visits*

$60

Emergency care visits* (copay waived if admitted within three days)

$150

Lab services per day (not per lab)

$15

Maximum out-of-pocket (does not include Part D Rx)

$4,900

Inpatient hospital coverage copay per day

Days 1 - 7: $250
Days 8 - 90: $0

Outpatient surgery at Ambulatory Surgical Centers (ASCs) or hospitals

$200

Skilled nursing facility copay per day

Days 1 - 20: $0
Days 21 - 100: $215

Vision: Annual initial routine eye exam copay

$0

Vision: Annual limit for contacts, frames, lenses, and upgrades

$225

Hearing: Annual routine hearing exam copay

$35

Hearing: Plan payment every two years for hearing aids

$1,250

Dental: Annual limit**

$425

Dental: Oral exam and prophylaxis (cleaning) once per calendar year

Covered 100%
(until annual limit)

Dental: Prosthodontics (e.g., removable and fixed
prosthodontics, including bridges and implant coverage)

50% coinsurance
(until annual limit)

Dental: Optional rider for an extra $1,000 coverage

$48 per month

*$20,000 annual limit for urgent care, emergency, and transportation services received outside the United States and its territories.
**Receive in-network pricing with providers in the Delta Dental Medicare Advantage Network. Open network access is available with balance billing.

2026 Value D prescription drug coverage

Quartz Medicare Advantage has a list of all covered drugs that you can search online or download. The drug list organizes medications into six tiers of costs. 

What you pay for prescription drugs in 2026
Your plan has a deductible of $225 for drugs only in Tiers 3, 4, and 5. Deductible does not apply to medications in Tiers 1, 2, or 6. Once you reach the deductible, they are subject to a copay or coinsurance. After reaching the annual TrOOP (True Out-of-Pocket) limit of $2,100, your plan will cover all of your Part D drug costs for the rest of the year. See the image below to learn about the coverage stages.

An infographic illustrating how Deductibles work across drug tiers
Deductible applies?
Your share
30-day
61 to 100-day
31 to 60-day

Tier 1 (Preferred Generic)

× No

Copay

$2

$4

$5

 Tier 2 (Generic)

× No

Copay

$10

$20

$25

 Tier 3* (Preferred brand)

Yes

Coinsurance

20%

20%

20%

 Tier 4 (Non-preferred drugs)

Yes

Coinsurance

40%

40%

40%

 Tier 5** (Specialty)

Yes

Coinsurance

30% retail only

Not available**

Not available**

Tier 6*** (Select Care drugs)

× No

Copay

$0

$0

$0

You can fill your prescriptions at any in-network retail or mail-order pharmacy.

*Tier 3 includes many common brand-name drugs, some higher-cost generic drugs, and insulin.
**Tier 5 (Specialty) 30-day supply available in retail locations only. Not available through mail-order pharmacy benefit.
***Tier 6 includes many low-cost medications that treat diabetes, high blood pressure, high cholesterol, osteoporosis, and other conditions.
This plan is available in these Wisconsin counties: Columbia, Dane, and Green.

2026 Gundersen Quartz Medicare Advantage Elite D plan (Includes Rx)

Because choosing the right Medicare plan for you is an important decision, we’ve made it easy for you to view highlights of our 2026 Gundersen Quartz Medicare Advantage Elite D plan (Includes Rx) below. If you’d like to compare plan highlights in your region, you can view or download your 2026 Gundersen Quartz Medicare Advantage plan options.

For full plan details, here are some helpful documents
Gundersen Quartz Medicare Advantage (HMO) Elite D $196 Monthly Premium
2026 Gundersen Quartz Medicare Advantage (HMO) - Elite D plan (Includes Rx)

Monthly premium

$196

Preventive services copay

$0

Primary care visit copay

$10

Specialist office visit copay

$45

Urgent care visits*

$50

Emergency care visits* (copay waived if admitted within three days)

$150

Lab services per day (not per lab)

$10

Maximum out-of-pocket (does not include Part D Rx)

$3,500

Inpatient hospital coverage copay per stay
Annual maximum for inpatient hospital coverage is $900

 

$300

Outpatient surgery at Ambulatory Surgical Centers (ASCs) or hospitals

$150

Skilled nursing facility copay per day

Days 1 - 20: $0
Days 21 - 100: $200

Vision: Annual initial routine eye exam copay

$0

Vision: Annual limit for contacts, frames, lenses, and upgrades

$300

Hearing: Annual routine hearing exam copay

$25

Hearing: Plan payment every two years for hearing aids

$1,500

Dental: Annual limit**

$600

Dental: Basic and major procedures (e.g., cleanings, fillings, crowns, and oral surgery)

Covered 100%
(until annual limit)

Dental: Prosthodontics (e.g., removable and fixed
prosthodontics, including bridges and implant coverage)

50% coinsurance
(until annual limit)

Dental: Optional rider for an extra $1,000 coverage

$48 per month

*$20,000 annual limit for urgent care, emergency, and transportation services received outside the United States and its territories.
**Receive in-network pricing with providers in the Delta Dental Medicare Advantage Network. Open network access is available with balance billing.

2026 Elite D prescription drug coverage

Quartz Medicare Advantage has a list of all covered drugs that you can search online or download. The drug list organizes medications into six tiers of costs. 

What you pay for prescription drugs in 2026
Your plan has a deductible of $200 for drugs only in Tiers 3, 4, and 5. Deductible does not apply to medications in Tiers 1, 2, or 6. Once you reach the deductible, they are subject to a copay or coinsurance. After reaching the annual TrOOP (True Out-of-Pocket) limit of $2,100, your plan will cover all of your Part D drug costs for the rest of the year. See the image below to learn about the coverage stages.

An infographic illustrating how Deductibles work across drug tiers
Deductible applies?
Your share
30-day
61 to 100-day
31 to 60-day

Tier 1 (Preferred Generic)

× No

Copay

$2

$4

$5

 Tier 2 (Generic)

× No

Copay

$10

$20

$25

 Tier 3* (Preferred brand)

Yes

Coinsurance

20%

20%

20%

 Tier 4 (Non-preferred drugs)

Yes

Coinsurance

40%

40%

40%

 Tier 5** (Specialty)

Yes

Coinsurance

30% retail only

Not available**

Not available**

Tier 6*** (Select Care drugs)

× No

Copay

$0

$0

$0

You can fill your prescriptions at any in-network retail or mail-order pharmacy.

*Tier 3 includes many common brand-name drugs, some higher-cost generic drugs, and insulin.
**Tier 5 (Specialty) 30-day supply available in retail locations only. Not available through mail-order pharmacy benefit.
***Tier 6 includes many low-cost medications that treat diabetes, high blood pressure, high cholesterol, osteoporosis, and other conditions.
This plan is available in these Wisconsin counties: Columbia, Dane, and Green.

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Learn more about Quartz Medicare Advantage

Get personal support and real value with a Quartz Medicare Advantage plan. Our plan options start at $0 per month. Enroll today for quality coverage you can count on.