Quartz Medicare Advantage Plans
Learn what it means to have neighborly Medicare Advantage with our 2025 Aurora Health Quartz Medicare (HMO) plan options.
Enjoy quality coverage from two trusted names in Medicare
Quartz Medicare Advantage, in partnership with Aurora Health Care, offers you five plans with various benefits, prescription drug coverage, and valuable extras – all for as low as $0 per month.
All our 2025 plans include:
$0 copay for preventive services
$0 copay for an initial routine eye exam
Quartz Nourishing Meal Program
Online brain fitness exercises and games
Travel benefits included
Type 2 diabetes and obesity reversal program
Mental well-being programs
Local Quartz Champion for personalized support
About our 2025 Aurora Health Quartz Medicare Advantage plans
With our 2025 Aurora Health Quartz Medicare Advantage plans, you have access to all the doctors, specialists, and hospitals in the nationally recognized Aurora Health Care System, as well as doctors throughout the Quartz Medicare Advantage network across Illinois, Iowa, Minnesota, and Wisconsin. 2025 Aurora Health Quartz Medicare Advantage plans feature:
- $0/month premium plans
- $2,150 – $3,200/year dental coverage included
- $50 – $350/year Quartz CashCard® for eyewear, fitness memberships, and rides to routine medical appointments.
Plus $60-$65/quarter over-the-counter credit for health-related items - Predictable out-of-pocket costs
- Travel benefits included – national and international
Explore more details of our five plan options below.
2025 Aurora Health Quartz Medicare Advantage Value Plan (No Rx)
Because choosing the right Medicare plan for you is an important decision, we’ve made it easy for you to view highlights of our 2025 Aurora Health Quartz Medicare Advantage Value Plan (No Rx) below. Or, if you’d like to view multiple plans side-by-side, you can access and review our full 2025 Plan Comparison Guide.
For full plan details, here are some helpful documents
Provider Directory (Regular print | Large print) | Pharmacy Directory (Regular print | Large print) | Summary of Benefits | Evidence of Coverage | Search for network providers
The 2025 Aurora Health Quartz Medicare Advantage Value Plan (No Rx) features:
|
Monthly premium |
$0 |
|
Primary care visit copay |
$0 |
|
Specialist visit copay |
$35 |
|
Annual out-of-pocket maximum |
$3,500 |
|
Urgent care copay (worldwide) |
$60/visit |
|
Emergency copay (worldwide) |
$140/visit |
|
Lab services copay |
$10/day |
|
Medicare-covered dental exam copay |
$35 |
|
Dental coverage* |
$2,450 annual limit |
|
Optional supplemental dental coverage |
$44/month |
|
Inpatient hospital coverage copay |
Days 1-6 $265/day |
|
Outpatient surgery copay |
$250 per surgery |
|
Skilled nursing facility copay |
Days 1-20: $0 |
|
Quartz® CashCard |
OTC items: $65/quarter |
|
Massage therapy for chronic conditions copay |
12 (60-minute) |
*Open network access available with balance billing
2025 Aurora Health Quartz Medicare Advantage Elite Plan (No Rx)
Because choosing the right Medicare plan for you is an important decision, we’ve made it easy for you to view highlights of our 2025 Aurora Health Quartz Medicare Advantage Elite Plan (No Rx) below. Or, if you’d like to view multiple plans side-by-side, you can access and review our full 2025 Plan Comparison Guide.
For full plan details, here are some helpful documents
Provider Directory (Regular print | Large print) | Pharmacy Directory (Regular print | Large print) | Summary of Benefits | Evidence of Coverage | Search for network providers
The 2025 Aurora Health Quartz Medicare Advantage Elite Plan (No Rx) features:
|
Monthly premium |
$40 |
|
Primary care visit copay |
$0 |
|
Specialist visit copay |
$25 |
|
Annual out-of-pocket maximum |
$3,100 |
|
Urgent care copay (worldwide) |
$50/visit |
|
Emergency copay (worldwide) |
$140/visit |
|
Lab services copay |
$5/day |
|
Medicare-covered dental exam copay |
$25 |
|
Dental coverage* |
$3,200 annual limit |
|
Optional supplemental dental coverage |
$44/month |
|
Inpatient hospital coverage copay |
$375/stay |
|
Outpatient surgery copay |
$225 per surgery |
|
Skilled nursing facility copay |
Days 1-20: $0 |
|
Quartz® CashCard |
OTC items: $65/quarter |
|
Massage therapy for chronic conditions copay |
12 (60-minute) visits per year: $0 |
*Open network access available with balance billing
2025 Aurora Health Quartz Medicare Advantage Core D Plan (Includes Rx)
Because choosing the right Medicare plan for you is an important decision, we’ve made it easy for you to view highlights of our 2025 Aurora Health Quartz Medicare Advantage Core D Plan (Includes Rx) below. Or, if you’d like to view multiple plans side-by-side, you can access and review our full 2025 Plan Comparison Guide.
For full plan details, here are some helpful documents
Provider Directory (Regular print | Large print) | Pharmacy Directory (Regular print | Large print) | Summary of Benefits | Evidence of Coverage | Search for network providers
The 2025 Aurora Health Quartz Medicare Advantage Core D Plan (Includes Rx) features:
|
Monthly premium |
$0 |
|
Primary care visit copay |
$0 |
|
Specialist visit copay |
$40 |
|
Annual out-of-pocket maximum |
$3,900 |
|
Urgent care copay (worldwide) |
$65/visit |
|
Emergency copay (worldwide) |
$140/visit |
|
Lab services copay |
$15/day |
|
Medicare-covered dental exam copay |
$50 |
|
Dental coverage* |
$2,150 annual limit |
|
Optional supplemental dental coverage |
$44/month |
|
Inpatient hospital coverage copay |
Days 1-5: $310/day |
|
Outpatient surgery copay |
$285 per surgery |
|
Skilled nursing facility copay |
Days 1-20: $0 |
|
Quartz® CashCard |
OTC items: $60/quarter |
|
Massage therapy for chronic conditions copay |
6 (60-minute) visits per year: $20 |
*Open network access available with balance billing
Core D 2025 prescription drug coverage
Quartz Medicare Advantage has a list of all covered drugs that you can search online or download. The drug list organizes medications into six tiers of costs.
You pay the following until your True Out-of-Pocket (TrOOP) costs reach $2,000. The TrOOP is the maximum you will spend out of pocket. You may get your drugs from network retail or mail-order pharmacies.
For the Aurora Health Quartz Medicare Advantage Core D plans, the yearly deductible for Tiers 3, 4, and 5 is $325.
Retail 30-day |
Retail 60-day |
Retail 90 to 100-day |
Mail-order 90 to 100-day |
|
|---|---|---|---|---|
|
Tier 1 (Preferred generic) |
$0 |
$0 |
$0 |
$0 |
|
Tier 2 (Generic) |
$5 |
$10 |
$12.50 |
$12.50 |
|
Tier 3 (Preferred brand) |
25% after deductible |
25% after deductible |
25% after deductible |
25% after deductible |
|
Tier 4 (Non-preferred drugs) |
33% after deductible |
33% after deductible |
33% after deductible |
33% after deductible |
|
Tier 5 (Specialty) |
29% after deductible |
Not offered |
Not offered |
Not offered |
|
Tier 6 (Select Care drugs) |
$0 |
$0 |
$0 |
$0 |
Note: Our plan covers Part D vaccines (e.g., Tetanus (Tdap), shingles, etc.) at no extra cost, even if your plan has a deductible and you haven’t paid it. There is no extra cost for vaccines received in a pharmacy. You will need to submit a reimbursement form for vaccines received in a clinic.
Insulin: You won’t pay more than $35 per month for covered insulin, no matter what tier it is on.
2025 Aurora Health Quartz Medicare Advantage Value D Plan (Includes Rx)
Because choosing the right Medicare plan for you is an important decision, we’ve made it easy for you to view highlights of our 2025 Aurora Health Quartz Medicare Advantage Value D Plan (Includes Rx) below. Or, if you’d like to view multiple plans side-by-side, you can access and review our full 2025 Plan Comparison Guide.
For full plan details, here are some helpful documents
Provider Directory (Regular print | Large print) | Pharmacy Directory (Regular print | Large print) | Summary of Benefits | Evidence of Coverage | Search for network providers
The 2025 Aurora Health Quartz Medicare Advantage Value D Plan (Includes Rx) features:
|
Monthly premium |
$23 |
|
Primary care visit copay |
$0 |
|
Specialist visit copay |
$35 |
|
Annual out-of-pocket maximum |
$3,500 |
|
Urgent care copay (worldwide) |
$60/visit |
|
Emergency copay (worldwide) |
$140/visit |
|
Lab services copay |
$10/day |
|
Medicare-covered dental exam copay |
$35 |
|
Dental coverage* |
$2,450 annual limit |
|
Optional supplemental dental coverage |
$44/month |
|
Inpatient hospital coverage copay |
Days 1-5: $265/day |
|
Outpatient surgery copay |
$250 per surgery |
|
Skilled nursing facility copay |
Days 1-20: $0 |
|
Quartz® CashCard |
OTC items: $60/quarter |
|
Massage therapy for chronic conditions copay |
12 (60-minute) visits per year: $20 |
*Open network access available with balance billing
2025 Value D prescription drug coverage
Quartz Medicare Advantage has a list of all covered drugs that you can search online or download. The drug list organizes medications into six tiers of costs.
You pay the following until your True Out-of-Pocket (TrOOP) costs reach $2,000. The TrOOP is the maximum you will spend out of pocket. You may get your drugs from network retail or mail-order pharmacies.
For the Aurora Health Quartz Medicare Advantage Value D plans, the yearly deductible for Tiers 3, 4, and 5 is $300.
Retail 30-day |
Retail 60-day |
Retail 90 to 100-day |
Mail-order 90 to 100-day |
|
|---|---|---|---|---|
|
Tier 1 (Preferred generic) |
$0 |
$0 |
$0 |
$0 |
|
Tier 2 (Generic) |
$5 |
$10 |
$12.50 |
$12.50 |
|
Tier 3 (Preferred brand) |
25% after deductible |
25% after deductible |
25% after deductible |
25% after deductible |
|
Tier 4 (Non-preferred drugs) |
33% after deductible |
33% after deductible |
33% after deductible |
33% after deductible |
|
Tier 5 (Specialty) |
29% after deductible |
Not offered |
Not offered |
Not offered |
|
Tier 6 (Select Care drugs) |
$0 |
$0 |
$0 |
$0 |
Note: Our plan covers Part D vaccines (e.g., Tetanus (Tdap), shingles, etc.) at no extra cost, even if your plan has a deductible and you haven’t paid it. There is no extra cost for vaccines received in a pharmacy. You will need to submit a reimbursement form for vaccines received in a clinic.
Insulin: You won’t pay more than $35 per month for covered insulin, no matter what tier it is on.
2025 Aurora Health Quartz Medicare Advantage Elite D Plan (Includes Rx)
Because choosing the right Medicare plan for you is an important decision, we’ve made it easy for you to view highlights of our 2025 Aurora Health Quartz Medicare Advantage Elite D Plan (Includes Rx) below. Or, if you’d like to view multiple plans side-by-side, you can access and review our full 2025 Plan Comparison Guide.
For full plan details, here are some helpful documents
Provider Directory (Regular print | Large print) | Pharmacy Directory (Regular print | Large print) | Summary of Benefits | Evidence of Coverage | Search for network providers
The 2025 Aurora Health Quartz Medicare Advantage Elite D Plan (Includes Rx) features:
|
Monthly premium |
$67 |
|
Primary care visit copay |
$0 |
|
Specialist visit copay |
$25 |
|
Annual out-of-pocket maximum |
$3,100 |
|
Urgent care copay (worldwide) |
$50/visit |
|
Emergency copay (worldwide) |
$140/visit |
|
Lab services copay |
$5/day |
|
Medicare-covered dental exam copay |
$25 |
|
Dental coverage* |
$3,200 annual limit |
|
Optional supplemental dental coverage |
$44/month |
|
Inpatient hospital coverage copay |
$375/stay |
|
Outpatient surgery copay |
$225 per surgery |
|
Skilled nursing facility copay |
Days 1-20: $0 |
|
Quartz® CashCard |
OTC items: $60/quarter |
|
Massage therapy for chronic conditions copay |
12 (60-minute) visits per year: $0 |
*Open network access available with balance billing
2025 Elite D prescription drug coverage
Quartz Medicare Advantage has a list of all covered drugs that you can search online or download. The drug list organizes medications into six tiers of costs.
You pay the following until your True Out-of-Pocket (TrOOP) costs reach $2,000. The TrOOP is the maximum you will spend out of pocket. You may get your drugs from network retail or mail-order pharmacies.
For the Aurora Health Quartz Medicare Advantage Elite D plans, the yearly deductible for Tiers 3, 4, and 5 is $275.
Retail 30-day |
Retail 60-day |
Retail 90 to 100-day |
Mail-order 90 to 100-day |
|
|---|---|---|---|---|
|
Tier 1 (Preferred generic) |
$0 |
$0 |
$0 |
$0 |
|
Tier 2 (Generic) |
$5 |
$10 |
$12.50 |
$12.50 |
|
Tier 3 (Preferred brand) |
25% after deductible |
25% after deductible |
25% after deductible |
25% after deductible |
|
Tier 4 (Non-preferred drugs) |
33% after deductible |
33% after deductible |
33% after deductible |
33% after deductible |
|
Tier 5 (Specialty) |
29% after deductible |
Not offered |
Not offered |
Not offered |
|
Tier 6 (Select care drugs) |
$0 |
$0 |
$0 |
$0 |
Note: Our plan covers Part D vaccines (e.g., Tetanus (Tdap), shingles, etc.) at no extra cost, even if your plan has a deductible and you haven’t paid it. There is no extra cost for vaccines received in a pharmacy. You will need to submit a reimbursement form for vaccines received in a clinic.
Insulin: You won’t pay more than $35 per month for covered insulin, no matter what tier it is on.
Enroll today
If you need help enrolling or finding a plan to fit your needs, we’re here to help.
Still have questions?
Attend a seminar
Call a local Quartz Medicare expert:
(888) 346-0886 (TTY:711)
Ready to enroll: Enroll now
Enroll in Quartz Medicare Advantage
Get personal support and real value with a Quartz Medicare Advantage plan. Our plan options start at $0 per month. Enroll today for quality coverage you can count on.