Senior Choice is a Medicare Supplement (Medigap) plan from Quartz in that is designed to work with original Medicare. Senior Choice members enjoy a variety of benefit plans, the freedom to choose any Medicare participating provider and the same great customer service you know and rely on from Quartz. Learn more about Senior Choice.
Medicare Supplement insurance is sold by private companies, but is different from Medicare Advantage.
Medicare Supplement policies pay some of the healthcare costs that original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Some Medicare Supplement policies also offer coverage for services that original Medicare doesn't cover, like medical care when you travel outside the U.S.
If you have original Medicare and you buy a Medicare Supplement policy, Medicare will pay its share of the Medicare-approved amount for covered healthcare costs. Then your Medigap policy pays its share.
Medicare Select is a type of Medicare Supplement (Medigap) plan. Quartz Medicare Select is an HMO plan that helps fill in the gaps of original Medicare.
Medicare Select is designed to work with Medicare and may pay some or all of approved charges. This is an individual plan; if you and your spouse both want Select coverage, you need to purchase two policies. In order to apply for Medicare Select, you need to be enrolled in Medicare Part A and Medicare Part B.
Medicare Select insurance is sold by private companies, but is different from Medicare Advantage. Medicare Select policies pay some of the healthcare costs that original Medicare doesn't cover, such as copayments, coinsurance, and deductibles. Medicare Select is an HMO plan that features a network of providers.
*Senior Choice and Quartz Medicare Select are Medigap policies.
A Medigap policy is private health insurance that helps supplement Original Medicare. This means it helps pay some of the health care costs that Original Medicare doesn’t cover (like copayments, coinsurance and deductibles). These are “gaps” in Medicare coverage.
If you have Original Medicare and a Medigap policy, Medicare will pay its share of the Medicare-approved amounts for covered health care costs. Then your Medigap policy pays its share. A Medigap policy is different from a Medicare Advantage Plan (like an HMO or PPO) because those plans are ways to get Medicare benefits, while a Medigap policy only supplements the costs of your Original Medicare benefits.
Senior Preferred is a Medicare Advantage plan with various coverage options. All plans offer comprehensive medical coverage, worldwide urgent and emergency coverage, and fixed premiums regardless of your age.
Senior Preferred offers two plans that also include Part D drug coverage. Senior Preferred plan options are sure to fit your needs for cost and coverage.
Most Medicare Advantage plans also offer Part D prescription drug coverage. You still have Medicare, however services are covered by the Medicare Advantage plan, not original Medicare.
Medicare Advantage plans can also include additional benefits above and beyond original Medicare.