The ARPA of 2021 (signed into law on March 11) lowers the costs of health insurance for individual consumers. Due to the pandemic, a Special Enrollment Period is available now through mid-August with no qualifying event required.
You may be eligible for new savings because the law:
No health insurance right now?
Enroll in Marketplace coverage. Even if you’ve applied before, your premiums may now be much lower thanks to federal subsidies.
Enrolled in Marketplace coverage?
Individuals and families enrolled in Marketplace coverage are now eligible for additional tax credits. These could reduce how much you pay toward your monthly premiums as early as the first of the month following your application update. Update your application at:
Covered directly by Quartz?
We encourage you to explore your coverage options on the Marketplace because you may now be eligible for tax credits to lower your monthly premium. The sooner you act. The sooner the savings begin. Explore here:
Additional tax credits available to claim on HealthCare.gov.
Attend the Quartz live webinar on the ARPA and SEP. Register to get your questions answered and find out how you can save!
Special open enrollment ends in Wisconsin and Illinois.
Update your information on HealthCare.gov and claim your savings at the start of the next month!
*Enrollment dates and coverage effective dates are set by the Marketplace.
We're here for you! Quartz can help you find your savings!
Missed our live event? Watch for the on-demand version coming soon!
Learn how the American Rescue Plan Act enables people to save on health insurance, providing tax credits to lower their costs.
No. The provisions to increase and expand subsidies will be in place for the 2021 and 2022 benefit years. After that, it will be up to Congress whether to make these changes permanent.
In some cases.
Examples where accumulators transfer:
Note: if a member is moving from a non-HSA to an HSA plan, Quartz only credits deductible paid.
Examples where accumulators don’t transfer:
Please note this is a limited time policy and that the accumulators will only carry over for plans with effective dates from April 1, 2021 through October 1, 2021 when a current member moves from an off-exchange to an on-exchange plan.