Learn about private health insurance in Wisconsin.

Quartz Medicare Advantage (HMO) offers extra member benefits. Extra benefits are quick and easy ways to manage your health — leaving you more time to live your life. 

Over-the-Counter Benefit Program

The Over-the-Counter (OTC) Benefit Program includes an OTC card with a reloadable $40 allowance. You can use the $40 to buy covered OTC health-related items at any participating store or pharmacy in-store, online, or with a mobile app. The $40 reloads to your account every three months. The OTC program is an extra benefit of Quartz. That’s $160 a year.

Quartz Well

Quartz Well is your digital wellness program. It’s personalized to your goals and easy-to-use. Quartz Well rewards you for reaching your health and fitness goals. The digital platform means there’s no paperwork to complete when you earn points. You can sync your activities with a fitness tracking device or mobile app.

Points can be redeemed for purchases up to $100 on Amazon too!

Evaluating the Use of New Technology

Worldwide Emergency Coverage

Quartz Medicare Advantage allows you to travel with peace of mind. Whether it’s an emergency outside of your plan’s service area or outside of the United States, you're covered. We're just a phone call away.

Virtual Visits

UW Health Care Anywhere Video Visits give you quick, convenient access to a medical provider, whenever you need urgent care. From the comfort of your home or work, you can take advantage of affordable urgent care video visits from your smartphone, tablet, or computer equipped with a web camera.


FreeStyle Glucose Meters

We are pleased to provide the quality blood glucose meters and test strips FREE to our members. Members can choose from the following meters and test strips:

  • FreeStyle Lite
  • FreeStyle Freedom Lite
  • FreeStyle InsuLinx
  • FreeStyle Precision Neo
  • Precision Xtra

Meal Delivery after a Covered Facility Stay

Your health care needs don’t stop the minute you come home from a hospital and/or skilled nursing stay. Get 20 nutritious and microwave-ready meals delivered to your home at no extra cost. Limited to four times per calendar year. Not available to Core D plan members.


Hearing Aids

Hearing aids can help you hear your best, stay more connected with loved ones, and improve your quality of life. We’re proud to offer hearing aids priced to fit budgets ranging from $700 to $1,050 per aid, and cover:

  • Follow-up visits, cleaning, and programming for the life of the hearing aid
  • Up to two hearing aids per year (one per ear, per year)

Dental Wellness

Preventive and Comprehensive Dental Coverage. You now have local access to dental care and services with a dentist that you choose. There is an optional $1,000 in additional dental coverage for an extra $48.10 per month.

  • Core D plan: $250 annual limit
  • Value, Value D plans: $350 annual limit
  • Elite, Elite D plans: $550 annual limit

For a list of participating providers, go to Delta Dental's provider search


Fitness Benefits

Get $25 a month toward your fitness membership costs at a fitness facility of your choice. You will need to choose a  licensed fitness facility for this benefit to be covered.

You can access a reimbursement form online through your MyChart account.

Massage Therapy

Members receive a 60-minute massage for certain chronic conditions, such as neck pain, lower back pain, fibromyalgia, and Type 2 diabetes.

The number of visits and copays vary by plan:

  • Core D plans: 6 visits per year with $15 copay.
  • Value/D plans: 12 visits per year with $10 copay.
  • Elite/D plans: 12 visits per year with $0 copay.

Must have a doctor’s order and visit an in-network massage therapist.

Man on massage table

Want more details? Login to MyChart for more information to maximize your benefits. 


This information is not a complete description of benefits. Benefits, premiums, copayments, and coinsurance may change on January 1 of each year. Limitations, copayments, and restrictions may apply. Other pharmacies/physicians/providers are available in our network.

This webpage was updated on January 12, 2021.