Learn about private health insurance in Wisconsin.

Quartz Medicare Advantage (HMO) offers extra member benefits. Extra benefits are quick and easy ways to manage your health — leaving you more time to live your life. 

Over-the-Counter Benefit Program

The Over-the-Counter (OTC) Benefit Program includes an OTC card with a reloadable $25 allowance. You can use the $25 to buy covered OTC health-related items at any participating store or pharmacy in-store, online or with a mobile app. The $25 reloads to your account every three months. That’s $100 a year.

Quartz Well

Quartz Well is our personalized digital wellness program that’s easy-to-use and rewards you for reaching your health and fitness goals. The digital platform means there’s no paperwork to complete when you earn points and you can sync your activities with a fitness tracking device or mobile app.

Points can be redeemed for purchases up to $100 on Amazon too!

Evaluating the Use of New Technology

Worldwide Emergency Coverage

Quartz Medicare Advantage allows you to travel with peace of mind, whether it’s an emergency out of your plan’s service area or out of the United States, you're covered and we’re just a phone call away.

Virtual Visits

Gundersen VirtualVisit lets you quickly connect with a doctor 24/7 from the comfort of your home or wherever you are. From treating a cold to a bladder infection, getting the urgent care you need is a click away with your smartphone, tablet, or computer equipped with a web camera - all with $0 copay.


FreeStyle Glucose Meters

We are pleased to provide the quality FreeStyle Freedom Lite blood glucose meters FREE to our members.

Meal Delivery after a Hospital Stay

Your health care needs don’t stop the minute come home from a hospital stay and/or skilled nursing stay. Get 20 nutritious and microwave-ready meals delivered to your home at no extra cost. Limited to four times per calendar year.


Hearing Aids

Hearing aids can help you hear your best, stay more connected with loved ones, and improve your quality of life. We’re proud to offer hearing aids priced to fit budgets budget ranging from $675 to $2,025 per aid, and cover: 

  • Pre-fitting hearing aid evaluation appointment
  • Cost of hearing aid
  • Device fitting
  • Up to two follow-up visits for the first year 

Dental Wellness

Your dental health can affect your overall health, as well as your budget. Quartz Medicare Advantage makes it easy to take care of both with local access to Delta Dental Medicare Advantage™ network providers.

Dental Wellness Benefits include —

  • $0 copay for preventive services
  • Two exams and cleanings per year
  • One set of bitewing X-rays per year

Massage Therapy for Chronic Conditions

Members receive a 60-minute massage for certain chronic conditions, such as neck pain, lower back pain, fibromyalgia and Type 2 diabetes.

Number of visits and copays vary by plan –

  • Core plans: 6 visits per year with $20 copay.
  • Value plans: 12 visits per year with $15 copay.
  • Elite plans: 12 visits per year with $0 copay.

Must have a doctor’s order and visit an in-network massage therapist.

Want more details? Login to MyChart for more information and how to maximize your benefits. 
This information is not a complete description of benefits. Benefits, premiums, copayments and coinsurance may change on January 1 of each year. Limitations, copayments and restrictions may apply. Other pharmacies / physicians / providers are available in our network.
This webpage was updated on September 1, 2020.