Co-Payment Amounts

Aurora Health Care Care

Drug Maintenance

Prescriptions are often sold in 30-day supplies. However, you can buy up to a 90-day supply on medications in tiers 1 through 4. Each 30-day supply will take one copay at a retail pharmacy. A 90-day supply equals three copays.

If you live in a long-term care facility, your copay is the same as in a retail pharmacy.

You can get prescriptions from an out-of-network pharmacy, but you may pay more.

Want to save money?

The mail order program may offer lower copays for your medications.

2021 Copay Information





Mail Order

 Yearly Deductible $150 T3-T5$150 T3-T5 $150 T3-T5  $150 T3-T5 
 Tier 1 (Preferred Generic) $0 $0 $0 $0
 Tier 2 (Generic) $8$16 $24 $20 
 Tier 3 (Preferred Brand)$47 $94 $141 $118 
 Tier 4 (Non-Preferred Drug)  30% of cost 30% of cost 30% of cost 30% of cost
 Tier 5 (Specialty) 30% of cost N/A N/AN/A 


Initial Coverage Gap begins at: $4,130

Catastrophic Coverage begins at: $6,550

Coverage Gap

Most Medicare drug plans have a coverage gap every year.

You enter the coverage gap once the total amount spent on Part D drugs reaches $4,130. This includes your payments plus plan payments.

During this stage, you pay 25% of the price for drugs, plus a portion of the dispensing fee. You stay in this stage until your year-to-date out-of-pocket (OOP) costs (your payments) reach a total of $6,550. Medicare sets this amount as well as the rules for what counts toward your OOP costs.

Catastrophic Coverage

After your yearly out-of-pocket drug costs reach $6,550, you pay the greater of 5% of the drug cost or the copay. The copay is $3.70 for generic drugs, or $9.20 for brand drugs.

This webpage was updated on January 11, 2021.