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OPEN ENROLLMENT NOV 1 - DEC 15, 2020


Get Ready for Open Enrollment

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Thank you for your interest in Quartz health plans. We’re here to help you get coverage to meet your needs.

Get ready with our open enrollment guide and checklist.

Quartz Open Enrollment 2021 Guide

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Choosing the Right Plan


Everyone has their own health journey. That’s why there are several plan options, so you can find the one that best suits you. The decision you’ll make is based on the amount of care you’ll need, and how you want to pay for it.

Levels of Coverage


Individual health insurance has several levels of coverage, often referred to as the “metal tiers.” This chart shows a rough estimate of how the costs are shared between you and Quartz, depending on the plan you choose.

Premium vs. OOP
 TIER YOU PAYWE PAYBEST FOR
 Bronze40% 60%People with few medical care needs. These plans have the lowest premium but carry higher out-of-pocket costs when you get care.
 Silver30%70%The most popular plan that suits people with average medical care needs. These plans have mid-level premiums and mid-level out-of-pocket costs when you get care.
 Gold20%80%People with greater medical care needs. You’ll pay a higher premium but will have lower out-of-pocket costs when you get care.

All tiers include preventive services with $0 out-of-pocket costs.**



Questions? Help Is Here for You.

Call Quartz Customer Service at (800) 362-3310


Ready to Shop for a Plan?

  • Visit HealthCare.gov for information on Marketplace plans and financial assistance. Minnesota residents should go to MNsure.org
* Open enrollment dates and coverage effective dates are set by the Marketplace.
**Some preventive services are covered at no cost to you from an in-network provider — learn more at QuartzBenefits.com/preventive. If another health problem is discussed during a preventive health care visit, a separate office visit will be billed as required by national coding and billing guidelines.