Senior Choice Eligibility + Enrollment
You are eligible to enroll in Senior Choice if you are disabled or age 65 or older, enrolled in Medicare Parts A and B, and are a Wisconsin resident on the initial effective date of the policy. You cannot be covered by Medicaid (BadgerCare) or a Medicare Advantage plan and also have Senior Choice.
Open Enrollment Period
Each Medicare beneficiary has an Open Enrollment Period. During this time, enrollment in a Medicare Supplement plan is guaranteed. A supplement plan cannot turn down the applicant’s enrollment request (as long as all eligibility criteria are met).
This period lasts for the six calendar months immediately following enrollment in Medicare Parts A and B.
Special Enrollment Periods
This type of enrollment occurs when an individual loses other health insurance coverage. In this case, the individual will receive a notice from their prior insurance company indicating that they are eligible to sign up for a Medicare Supplement plan and that they are guaranteed coverage (the plan cannot turn down the applicant’s enrollment request based on health factors).
A copy of the notice is attached to the application, and both the application and notice must be received by Senior Choice no later than 63 days following the end of coverage.
Other Enrollment Periods
If an individual is enrolling outside of either an Open or Special Enrollment period, the application will be reviewed to determine whether the plan will accept the applicant based on health factors.