Baffled by health insurance wording? Confused about where to find the best low cost health insurance plan for your family? We have good news and bad news. The bad – because it's a constantly changing system, health insurance can baffle even the experts. The good – there are tons of user-friendly resources online. For example, these fun videos make it easy to spend a little time to pick up useful health insurance know-how that may make you a savvier shopper.
What is a common mistake when shopping for low cost health insurance? Focusing mainly on the monthly premium cost. This five-minute intro to health insurance is a quick overview about the basics of health insurance costs. Real-world examples help explain basic concepts while adding a little fun to your insurance education. You’ll come away with a clearer understanding of insurance. You’ll know how premiums, deductibles, co-pays and annual out-of-pocket maximums affect how much you'll pay in the end.
An even quicker introduction to the health insurance world, this video uses stick figures to show some costs associated with health insurance. Learn what you can expect to pay out-of-pocket beyond your premium. Learn about co-pays, coinsurance and deductibles. It also offers some smart advice for finding a low cost health insurance plan for you and your family.
Want a little more detail about the different types of plans (from HMOs to PPOs)? What about the types of coverage options available? Do you want to make sure you aren't surprised by hidden costs in your policy? YouToons offer valuable insight – and a few laughs – giving you a clear overview to help you understand your options.
Although there's no one-size-fits-all low cost health insurance option, understanding the basics of insurance and its costs can help you become a savvier shopper.
Still not sure where to start? Feel free to contact us with questions. We'd love to answer any questions you have before deciding on the best plan for you.