Technology has already had an impact on how people access health insurance coverage and information in Wisconsin. For example, the Affordable Care Act (ACA) established the Health Insurance Marketplace. The Health Insurance Marketplace is a website (healthcare.gov) that lists information for the health insurance plans that individuals or families can purchase. It also helps determine who may be eligible for premium and cost-sharing assistance.
- Provider Networks – Health plans make it easy to find doctors and clinics that are included in their networks. Insurance companies have online directories of their providers that consumers can search
- Prescription Coverage – With a few clicks, you can check out each insurance company’s drug formulary to see if your medicine is covered and at what level
- Quality Ratings – Many health insurance companies comply with the National Committee for Quality Assurance (NCQA). You can check your health plans' NCQA rating online
- Assistance learning about plans and companies – The Wisconsin Office of the Commissioner of Insurance has online information to help you find licensed health insurance companies and get helpful information about how to buy health insurance coverage in WI
Technology is also playing a critical role in how you access your benefits and get care
In the past, you generally had to wait until you received your health insurance coverage information in the mail to review your benefits. Today, some insurers post your benefit information in a secure portal that is accessible any time.
For example, Unity posts benefit information securely through MyChart. With MyChart, members may view their benefits and claims, find Unity forms and resources, send secure messages or print an ID card. In addition, members have access to a tool that shows progress towards their deductible, maximum out-of-pocket expenses and other benefit accumulation information.
HEALTH RECORDS MAY BE AVAILABLE SECURELY ONLINE
Some insurance companies provide convenient online access to more than just benefit information. For example, Unity members may also view portions of their UW Health medical records, make appointments with UW Health providers, get checkup reminders and more through one secure login to MyChart. In addition, those who have a UW Health primary care physician have access to e-Visits for minor medical issues.
Unity members also have access to a personal wellness portal online. This wellness portal allows members to take a Health Risk Assessment, view their biometric information and see recommendations that may help improve their health. Members may also track food, exercise and other fitness information and sign up for structured diet or exercise plans.If you're looking for health insurance coverage in Wisconsin, why not enjoy the convenience of technology? Shop, enroll and manage your health benefits from the comfort of your own home .