Usually when people think of medical insurance plans, they think of using the plan when they’re sick or injured. However, your health plan may also offer rewards for living a healthy lifestyle. When shopping for medical plans in Wisconsin, look for the following perks that may be included in your coverage.
Some medical insurance plans either help pay for a gym membership or offer a reward for following a fitness program. For example, some plans offer –
With the Quartz Well program, you can earn points to redeem on Amazon.com.
ACCESS TO A PERSONAL WELLNESS PORTAL
Certain insurance companies may provide a wellness portal with features such as –
REIMBURSEMENTS AND / OR DISCOUNTS FOR ADDITIONAL HEALTH SERVICES
Depending on your insurance provider and coverage, you could get reimbursed for or enjoy a discount on a variety of health services, including –
PREGNANCY & CHILDBIRTH SUPPORT
Some medical plans may offer programs that provide information and reimbursements for pregnancy and childbirth milestones. This goes beyond what is required by the Affordable Care Act (ACA). Some plans offer valuable incentives for participation, the opportunity to work with a Quality Care Coordinator, plus other support for new moms.
HEALTH MANAGEMENT PROGRAMS
If you have a medical condition, your medical plan may offer specific programs to help you manage your health. Programs can include –
PREVENTION AND THE AFFORDABLE CARE ACT (ACA)
Prevention of disease is a focus of the ACA, and your medical insurance plan may include a wide range of preventive coverage. Some of these preventive health services are available to you at no out-of-pocket cost when you visit an in-network doctor or nurse. When these preventive services are combined with a robust wellness program, this can help provide the support needed to live a healthy lifestyle.