WHAT YOU SHOULD KNOW ABOUT MEDICAL INSURANCE QUOTES IN WI
Where to Look for Health Insurance Quotes
To find medical insurance quotes in Wisconsin, there are two approaches – you may go to the Health Insurance Marketplace (the federal website), or go directly to companies that sell health insurance in Wisconsin.
Because of the Affordable Care Act, insurance companies offer plans divided into five categories, or “metal levels” to be a part of the Health Insurance Marketplace. This helps make it easy to compare insurance quotes for similar plans. This can be done directly on health insurance company websites or on the Health Insurance Marketplace website.
WHAT MEDICAL INSURANCE QUOTES DON'T TELL YOU IN THE HEALTH INSURANCE MARKETPLACE
With the “metal level” structure, it’s easier to compare pricing and coverage on quotes.
Getting a good price for your medical coverage may be essential, but it’s also important to know what local doctors, clinics and hospitals are covered in the plan. One of the reasons you buy health insurance may be to use the medical system(s) you prefer. For example, if you have a doctor you’ve been seeing for years and want to continue to use that doctor, you may want to make sure that physician is part of the network.
MAKE SURE YOU KNOW WHAT'S INCLUDED IN EACH QUOTE
Health insurance benefits may include more than covering health care costs. Check to see if any of your health insurance quotes include the following benefits -
- Wellness programs that actually reward you for gym membership
- Discounts on massages, acupuncture and more
- Reimbursement for being part of weight loss programs
- Other perks and programs
Another thing your insurance quotes may not tell you is if the health insurance company offers a commitment to quality. You may want to see if the company is accredited and rated by the National Committee for Quality Assurance (NCQA).
Now it's time to find and review your quotes. See what Unity plans you can choose from and get a medical insurance quote for Madison and Southern Wisconsin right now! For questions about our health insurance plans, call us at 608.829.5368.