If you’ve been shopping for health insurance plans in Wisconsin and they all seem to offer the same thing, it’s time to look at health insurance company and individual plan ratings. Like almost everything else on the web, insurance companies are rated. The question is, how do you know which ratings are reliable?
National Committee for Quality Assurance (NCQA) Health Plan Ratings
First, it’s always good to check quality ratings. For example, NCQA was established in 1990 as a non-profit organization dedicated to improving health care quality. This organization provides accreditation to health plans that follow rigorous quality standards. NCQA’s Health Plan Accreditation is considered the industry’s gold standard and it includes strict performance measurements.
Health insurance companies are not required to participate in NCQA accreditation, but those who do demonstrate that they are committed to maintaining and improving quality. Unity has consistently maintained an Excellent Accreditation status through NCQA since 2002. NCQA awards its highest accreditation status of Excellent to health insurance organizations that offer programs that meet or exceed rigorous requirements for consumer protection and quality improvement.
NCQA also releases health plan ratings based on dozens of measures of care. To determine health plan ratings, NCQA reviews each health insurance plan in the areas of consumer satisfaction with the plan, clinical quality and an assessment of the plan’s quality processes.
Before you buy a health plan, check to see if it is rated by NCQA. You can also see what their national ratings are by visiting the NCQA website.
Overall, Unity Health Plans’ Commercial HMO / POS plans are rated 4.5 out of 5 among NCQA’s Private Health Insurance Plan Ratings 2016 – 2017.
WISCONSIN OFFICE OF THE COMMISSIONER OF INSURANCE (OCI)
This website provides important information about Wisconsin health plans and provides helpful tips on how to choose a health plan. OCI recommends that you review the financial stability of your health insurance company by calling OCI at 800.236.8517, or checking with your insurance agent.
HEALTH INSURANCE COMPANY RATINGS ON INDIVIDUAL PROVIDER WEBSITES
Health insurance companies with top ratings are not afraid to post their results online. Check individual provider websites for additional company ratings they may have for their individual plans, customer service department, etc. For example, you can view Unity’s Customer Relations Results any time.
Now that you know where to get health insurance company ratings for providers in Wisconsin, you can pick a health plan with a highly rated provider. Unity has consistently maintained an Excellent Accreditation status through NCQA since 2002. Learn more about our NCQA rating.